salvage guy claims I took a wave over the transom. Hard to believe since there was no wind etc.etc. Boat is upright and the bills are just starting.
My neighbor saw it at 8:30am on his way to the Marina and at 11:30 on his return trip it was over. Something had to hit it, that is all I can think. Could the bilge pump fail (I was on it Sunday and the bilge was empty and working) and make the boat stern heavy?