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Author Topic: Distraught about boat wreck  (Read 783 times)

June 14, 2009, 10:52:07 PM
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riverrat1

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Distraught about boat wreck
« on: June 14, 2009, 10:52:07 PM »
Hello, our 19.6 Aquasport fell victim to a "hit and fly" this morning before dawn. We are in a state of shock and don't know which direction to turn or where to go for help. Our boat was broadsided by another boat while it was docked in the marina for the night. It was hit by an old model glastron with a 200hp on it going so fast that it jumped over the side of our boat ran across the top of it and landed on the concrete dock!. Our beautiful boat is a mess and due to its age, our insurance will never cover these damages. We are looking for advice as to what to do next. We have not been able to speak to our insurance agent yet, but we are very apprehensive about the damages and the repairs if even possible. The sides were cracked in two places, the seats torn out of the floor, the console messed up and the 11 month old Suzuki motor also received slight damage!  The driver of the other boat does not speak English and has no form of insurance!  The owner of the other boat was not driving and he also has no insurance! Does anyone have any ideas how we can proceed? I am new to this site, but thought someone might be able to offer advice in any area concerning this terrible accident. I am trying to figure out how to put photos on, but havent mastered that yet. Thanks for any help, riverrat

June 15, 2009, 02:47:25 PM
Reply #1

lynnstrick01

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Re: Distraught about boat wreck
« Reply #1 on: June 15, 2009, 02:47:25 PM »
OOOH Riverrat!

That is tough,  So  very sorry that happened to you,  there ar a lot of guys on here who know a lot about rebuilds might be able to help guide you on a do it yourself fix.  As far as insurance goes it is going to depend a whole lot on who your ins company is and how your policy was written.  I Did $7000 damage to my boat 1 month after I bought it for only $9,000 but because my policy was for "declared" value, they had to fix my boat.  It wasn't easy, it took 3 months of arguing with them and stayng on their case every second, but they finally did do it.

Let us know how it works out for you.
LYNN & RUDY\'S BABY
1986 XF- 250 YAMAHA

June 16, 2009, 08:35:57 PM
Reply #2

slvrlng

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Re: Distraught about boat wreck
« Reply #2 on: June 16, 2009, 08:35:57 PM »
Theres only one good thing about the collision. You weren't on the boat! Lynn has it right about the declared policy, thats why I keep every receipt on even the smallest purchase on mine. Thats the only way I have proof if something was to happen. Most adjusters are clueless when it comes to the value of something thats not in their "book".
Lewis
       1983 222 Osprey "Slipaway"
       1973 19-6 "Emily Lynn"
      

 


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