Thanks everyone for all the advice on repowering. Not sure what way I'll go, but I really can't afford a new engine, so I'll keep hunting for a used one. If I can find a 90 or even a 70, I may do that.
In the meantime, if anyone needs parts for a Yamaha 100 4 stroke, but with carburetors (it's not fuel injected), I can help you out cheap.