Navionics makes fishing cards as well. (Fishing Chips) They show alot more bottom detail and bathy lines than the Navionics regular navigation chart cards.
Any outboard boat can use a transom mounted transducer. With a low powered fishfinder, there is no gain with a thru hull transducer.
On a small boat with a relativley thin hull, you might try a glue in transducer. You will loose surface water temp and speed thru the water with this type of transducer, but no holes anywhere are required.