My quote from Progressive was $208
and BoatUS, once I adjusted it to as close to the same coverage as I could, was $212.
but I couldn't take the $5000 fishing equipment coverage off the BoatUS to make them closer to the same (I could have added it to the Progressive). I noticed Boat US was a $250 tow with a $500 annual limit and Progressive was $300 tow with no limit... I adjusted the deductible to be as close to $500 each as I could... so I would call them dead even.
I went with Progressive simply because I already had a policy with them for my UTV and I've had them before. However might switch if they do the old "bait and switch" on me next year.
Or... if I find I can combine their towing coverage I didn't see anything telling me I could save money if I joined while I went through the online quote process. I did note it asked if I was a member but it never prompted me to compare rates if I joined nor encouraged me to join in any way. I need to review that and check into it. Might make me change. Like I said, its dead even so anything could tip the scale in their favor.