Thanks everyone for the thoughtful responses. My boat does have scuppers in the transom and I installed the pingpong ball type devices, which seem to keep most of the water out. Unfortunately, I wasn't on board when there were five people on the boat, so I didn't see if that was the culprit, but it is the No. 1 suspect. As wingtime and boatnamedsue suggested, water is likely coming in through the transom scuppers (when the boat is heavily loaded), traveling up the wire chase channel that sits to starboard and then into the hull by way of the hole in the forward end of that channel that allows the fuel line to get to the tank.I'll be investigating it all more closely this coming weekend and will take photos so that I can share what's really happening. If it's not the scuppers in the transom, then it has to be the fishbox drain to starboard because those are the only through hulls in this vessel.Thanks again.